Most of our loans range between $1,000 and $45,000 although loan requests up to $250,000 are considered. We consider your credit history, income, expenses, and value of collateral (if applicable) to determine the loan amount and terms.
You will receive a check at the conclusion of your loan signing. We want to get you your money as fast as possible. We work hard to offer you the earliest and most convenient loan appointment time.
Call, apply online or better yet walk into one of our branch locations, and usually within an hour we will have it processed and let you know your loan terms. Same day loan signing and funding is our goal. It’s that easy!
Yes. We report to all three major credit reporting agencies, allowing you to build and/or improve your credit by making on time payments.
Personal Loans are unsecured loans used for general purposes (primarily for personal, family, or household purposes). You can use one of our personal loans for everything from consolidating your high interest debt to updating your kitchen to complement your unique style.
To qualify, you must be at least 18 years old and be a U.S. resident. You must also reside in a state where we do business. Besides age and location, qualification for a personal loan is largely based on your credit score, monthly income, and amount of existing debt, among other items.
Of course! If your loan was denied because of circumstances that have changed (for example, you raised your credit score or your debt to income ratio changed for the better), there is a possibility your loan will be approved if you re-apply.
The easiest way to avoid a late penalty is to enroll in automatic payments and maintain a minimum balance higher than your monthly payment, but if you have insufficient funds in your bank account or are late because you pay via snail mail, we will charge a late fee of $15 per payment cycle.
